What is an HSA, and Is It Right for Me?
Posted: February 10, 2025
You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs. What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...
Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured
Posted: February 7, 2025
If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured. You Never Calculated How Much You Need While...
Medicare & Heart Disease: What is Covered
Posted: February 6, 2025
Heart disease is the leading cause of death in the United States. It accounts for over 600,000 deaths annually and affects both men and women across all racial and ethnic groups. It also primarily affects older adults. Here’s what you need to know about heart disease coverage if you have Medicare. What is Heart Disease? Heart disease is a broad term encompassing a range of...
What is a Loss Control Program, And Do I Need One?
Posted: February 4, 2025
A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur. How Do I Know If I Need a...
5 Winter Driving Mistakes That May Increase Your Premium
Posted: February 2, 2025
Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides—and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs....
